Mutual Funds
The simplest route to long-term wealth creation, one SIP at a time.
- SIP From
- ₹500/month
- Options
- Equity, Debt, Hybrid, ELSS
- Tax Saver
- ELSS u/s 80C
- Liquidity
- Redeem anytime*
Mutual funds pool money from investors and are managed by professional fund managers across equity, debt and hybrid strategies. A disciplined SIP lets you start from ₹500 a month, average out market volatility, and compound over years. We help you pick funds matched to your goals, horizon and risk appetite — including tax-saving ELSS funds.
Fund categories at a glance
| Category | Risk | Suggested Horizon | Indicative Long-term Returns |
|---|---|---|---|
| Equity — Large Cap | Moderate-High | 5+ years | 10–12% p.a. |
| Equity — Mid/Small Cap | High | 7+ years | 12–15% p.a. |
| Hybrid / Balanced | Moderate | 3–5 years | 8–10% p.a. |
| Debt Funds | Low-Moderate | 1–3 years | 6–7.5% p.a. |
| ELSS (Tax Saver) | Moderate-High | 3-yr lock-in | 10–12% p.a. |
Returns are market-linked or bank-dependent and not guaranteed unless stated; figures indicative as of 2025.
Features & benefits
- Goal-based fund selection — retirement, education, wealth
- SIP, lumpsum and STP strategies
- Tax-saving ELSS funds with the shortest 80C lock-in (3 years)
- Professional fund management and diversification
- Easy online tracking and redemption
- Regular portfolio reviews with our team
Eligibility
- Age 18+ (minors can invest via guardians)
- Valid PAN card
- KYC compliance (we assist with e-KYC)
- Resident Indian or NRI
Documents required
- PAN card
- Address proof
- Bank account details / cancelled cheque
- Photograph
How it works
- 1
A short conversation on goals, horizon and risk
- 2
We propose a plan with specific products
- 3
Complete KYC and invest online
- 4
Regular reviews to keep you on track
Frequently asked questions
Are mutual funds safe?
They're regulated by SEBI and your units are held with independent custodians — so the structure is safe. Returns, however, are market-linked and can be negative in the short term; matching the fund category to your time horizon is what manages that risk.
SIP or lumpsum — which is better?
For salaried investors, SIP wins: it automates discipline and averages your purchase cost across market ups and downs. Lumpsums suit windfalls, ideally staggered through an STP.
How does ELSS save tax?
ELSS investments qualify for deduction up to ₹1.5 lakhs under Section 80C (old regime), with only a 3-year lock-in — the shortest among 80C options — plus equity growth potential.
Can I stop or change my SIP anytime?
Yes. SIPs can be paused, increased, decreased or stopped without penalty. Open-ended funds can be redeemed anytime; only ELSS has a lock-in, and exit loads may apply within a year for some funds.